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Increasing your pension
You may be able to increase your NHS Pension in different ways:
Early retirement reduction buy out (ERRBO)
This option is for members of the 2015 Scheme only.
You can buy out the reduction that would apply if you claimed your NHS pension before your normal pension age.
In the 2015 Scheme, this is age 65 or the same as your State Pension age if that is…
Half Cost Added Years
You may be able to buy membership back as added years at half cost if you:
are a member of the 1995 Section
had Scheme membership refunded on or before 6 April 1978 (or a later period when you were a self-employed practitioner)
The option to…
Money Purchase Additional Voluntary Contributions (MPAVC)
MPAVC allows you to make more contributions to build a separate retirement fund.
How MPAVC works
The additional contributions you make are invested. They are used to supplement your main scheme benefits at retirement or later.
You can take up to…
Redundancy overview
Revised redundancy conditions for employees
From 1 April 2015, new redundancy provisions were introduced as part of the 2015 pay settlement for staff. This is covered by Agenda for Change terms and conditions
When an employee is made redundant…
Tax information
Annual Allowance
Employer information required for Annual Allowance
By law, employers must provide NHS Pensions with available pay and membership information by 6 July each year to allow Pension Savings Statements to be provided to members.
We…
Tax implications
Contributions paid to additional pension benefits qualify for tax relief. They cannot exceed 100% of your taxable pay.
Lifetime Allowance
From 6 April 2006 to 5 April 2024 HM Revenue and Customs (HMRC) set a lifetime allowance limit. This is on…
Useful information
Your NHS Pension records are updated annually by your NHS employer. This allows us to provide you with a new Annual Benefits Statement (ABS), so that you can see how your pension pot is increasing and what benefits you may claim at your Normal…
Technical guidance
Information you need to administer the NHS Pension Scheme on behalf of your members.
For a broad overview of the administrative tasks you need to perform, read our quick start guide (Word: 904KB).
It's aimed at employers who have recently been…
My NHS Pension
My NHS Pension will be unavailable on Saturday 13 September from 7am to 3pm
This is due to planned maintenance.
My NHS Pension lets you manage your NHS pension online. You can register for the service if you:
currently pay into the NHS…