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This option is for members of the 2015 Scheme only. You can buy out the reduction that would apply if you claimed your NHS pension before your normal pension age. In the 2015 Scheme, this is age 65 or the same as your State Pension age if that is…

When completing SD55 termination form for members who have achieved maximum pensionable membership, are no longer eligible to contribute and have a last day of pensionable membership as the date they achieved maximum membership, the reason for…

We provide active and deferred members with an Annual Benefit Statement (ABS). They’re also known as Total Reward Statements (TRS) and can be accessed via Electronic Staff Record (ESR). You can watch our video for information about how to request…

Following the article published in July, we have received a number of queries from employers and we felt that further clarification was necessary. Checking the payable date Opted out less than 5 years ago Member has opted out less…

As the deadline for issuing pensions saving statements approaches please action any SM8’s received. If the contributions and pay are not amended in line with a reduction in hours/sessions worked, the member may receive an incorrect Annual Allowance…

The forms and fact sheets have recently been updated following a review of the enquiry process. If you need to submit an application, please use the updated SM R9 EA application from the website. Bulk protection of pay The universal bulk…

Allocation is a retirement flexibility that is available to all members of the NHS Pension Scheme. Following a review of the enquiries we receive about allocation, it was evident that we needed to make the application process and available guidance…

In November 2019, NHS England and NHS Improvement (NHSEI) announced that clinical staff who go over their annual allowance for the 2019/20 tax year and who use Scheme Pays to pay the tax charge can be compensated in retirement for any reduction to…

A message from Chris Dawson, Head of Service, NHS Pensions:  We understand that the current situation around COVID-19 continues to cause significant concern and uncertainty. I wanted to reassure you that at NHS Pensions we have taken, and continue…

The value of pension benefits can be taken into account in a divorce settlement. If a member is getting divorced, they may be asked to obtain a cash equivalent transfer value of their pension benefits. If they do, they will ask you to complete the…